Bankruptcy Basics Videos
Part 1: Introduction
Part 2: Types of Bankruptcy
Part 3: Limits of Bankruptcy
Part 4: Filing for Bankruptcy
Part 5: Meeting of Creditors
Part 6: Court Hearings
Part 7: The Discharge
Part 8: Legal Assistance
Your Credit Report and Bankruptcy
Common Errors on Credit Reports
It is estimated that a majority of the credit reports of people who have filed bankruptcy contain errors. Even if you have not filed bankruptcy, your credit report may contain errors. Many of these errors can make it difficult or expensive to obtain credit in the future. If you are going [...]
Soaring rate of bankruptcies expected to continue in 2010
by David M. Dickson of The Washington Times- Friday, January 8, 2010
Not only did U.S. consumer bankruptcies jump by nearly a third in 2009, but bankruptcy analysts expect matters to worsen again in 2010 as the deepest economic downturn since the Great Depression continues to work its way through American households.
Consumer bankruptcy filings exceeded 1.4 [...]
10 Things Bankruptcy Court Won’t Tell You
1. “Personal bankruptcy’s not just for the poor.”
Linda Frakes, an entrepreneur in Georgia, built a life around her six-figure income. But when her new business collided with the credit crunch, Frakes found herself facing a financial fate she never anticipated. “It’s a far way to fall,” she says. Meet the new face of bankruptcy. This nation’s [...]
Using Credit Wisely After Bankruptcy
Beware of Credit Offers Aimed at Recent Bankruptcy Filers
“Disguised” Reaffirmation Agreement
Carefully read any credit card or other credit offer from a company that claims to represent a lender you listed in your bankruptcy or own a debt you discharged. This may be from a debt collection company that is trying to trick you into [...]
Your Legal Rights During and After Bankruptcy: Making the Most of Your Bankruptcy Discharge
About Bankruptcy
Bankruptcy is a choice that may help if you are facing serious financial problems. You may be able to cancel your debts, stop collection calls, and get a fresh financial start. Bankruptcy can help with some financial problems, but does not guarantee you will avoid financial problems in the future. If [...]
Answers to Common Bankruptcy Questions
A decision to file for bankruptcy should be made only after determining that bankruptcy is the best way to deal with your financial problems. This article cannot explain every aspect of the bankruptcy process. If you still have questions after reading it you should speak with an attorney familiar with bankruptcy.
There have been [...]
Debt Collection FAQs: A Guide For Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect [...]